Billions in USDC and USDT sitting on Ethereum, some of the most sophisticated financial infrastructure ever built, and i still have to convert everything to fiat just to buy groceries. The DeFi side is incredible. Lending, borrowing, yield all of it works seamlessly but the moment you want to actually spend your stablecoins in real life you're back to exchanges, fees and waiting for bank transfers.
Everything works perfectly until you want to spend it somewhere normal
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